It won’t be officially summertime until the end of the month, but temperatures have soared to triple digits, causing not only growing concerns of heat exhaustion and strokes, but also dents in pockets. Staying cool this summer is imperative, and experts show you just how you can stay dry inside your home.

Missy Ambrose, assistant manager for Marvin’s building material, said insulation is key to keeping the home cool.

“Insulate around the windows and doors because insulation will keep the draft out,” Ambrose said. “We have different kinds of insulation and many different sizes to keep you cool.”

Ambrose also said energy efficient windows as opposed to single pane windows will help save you money.

“Single pane windows won’t block heat as easily,” Ambrose said. “Energy efficient windows are double-paned so they will keep in air and block out sun.”

And for those who choose to constantly blow their air conditioning units, Ambrose said changing filters from time-to-time is also beneficial.

“Make sure you change your filters out,” Ambrose said. “Some need monthly changes and some every three months — it just all depends.”

Money experts give some additional tips on how you can keep your house cooler while saving money this summer.

Get the most from air-conditioners. Open windows and use portable or ceiling fans instead of operating the AC. Even mild air movement of 1 mile per hour can make you feel three-or-four degrees cooler. If you live in a relatively dry climate, a bowl or tray of ice in front of a box fan can cool you as it evaporates.

Don’t air-condition the entire neighborhood. If you see holes or separated joints in your ducts, hire a professional to repair them. Check to see that your fireplace damper is tightly closed. Use a fan with your window air-conditioner to spread cool through your home.

Don’t place lamps or TVs near your air-conditioning thermostat. The heat from these appliances will cause the air conditioner to run longer.

Install white window shades, drapes or blinds to reflect heat away from the house. Close curtains on south-and west-facing windows during the day.

Install awnings on south-facing windows. Apply sun-control or other reflective films on south-facing windows.

Plant trees or shrubs to shade air-conditioners, but not block air flow.

Replace incandescent bulbs with compact fluorescents; they produce the same light but use a fifth of energy and heat.

Air dry dishes instead of using your dishwasher’s drying cycle.

Use a microwave oven instead of a conventional electric range or oven.

Lower the thermostat on your water heater; 115 degrees is comfortable for most uses.

Consider installing a whole house fan or evaporative cooler. Fans costs between $200-$400 and cooler $200 to $600.

Turn off your computer when it’s not in use. Wash only full loads of dishes and clothes.

Take showers instead of baths to reduce hot water use.